Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$429,228$403,650
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.510%7.320%
Blended rate6.360%7.560%
1st payment$2,595.20$2,772.80
2nd payment$0.00$0.00
Taxes / mo$107.67$107.67
Insurance / mo$150.00$150.00
MI / mo$323.40$80.73
HOA / mo$320.00$320.00
Total monthly$3,496.27$3,431.19
Cash to close$19,272$44,850