Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,451$274,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,392$0
Note rate5.810%7.400%
Blended rate5.810%7.640%
1st payment$1,734.33$1,900.58
2nd payment$0.00$0.00
Taxes / mo$144.58$144.58
Insurance / mo$150.00$150.00
MI / mo$0.00$54.90
HOA / mo$0.00$0.00
Total monthly$2,028.91$2,250.07
Cash to close$26,549$30,500