Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$573,937$573,937$571,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$29,313$0
Funding fee$0$0$0
Note rate5.780%5.780%7.400%
Blended rate6.630%6.885%7.640%
1st payment$3,564.23$3,564.23$3,956.95
2nd payment$0.00$290.07$0.00
Taxes / mo$121.08$121.08$121.08
Insurance / mo$166.67$166.67$166.67
MI / mo$431.21$431.21$114.30
HOA / mo$0.00$0.00$0.00
Total monthly$4,283.19$4,573.26$4,359.00
Cash to close$61,063$31,750$63,500