Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,199$314,999
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.820%7.400%
Blended rate7.370%7.640%
1st payment$2,164.81$2,180.99
2nd payment$0.00$0.00
Taxes / mo$132.17$132.17
Insurance / mo$150.00$150.00
MI / mo$151.89$63.00
HOA / mo$0.00$0.00
Total monthly$2,598.86$2,526.16
Cash to close$26,800$35,000