Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,202$167,202$386,550
Remaining term (yrs)22.822.830.0
Secondary amount$0$219,348$0
Funding fee$836$836$0
Note rate3.130%3.130%7.400%
Blended rate3.130%5.752%7.640%
1st payment$852.67$852.67$2,676.39
2nd payment$0.00$1,416.62$0.00
Taxes / mo$131.92$131.92$131.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.31
HOA / mo$0.00$0.00$0.00
Total monthly$1,134.59$2,551.21$3,035.62
Cash to close$262,298$42,950$42,950