Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,088$368,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,075$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$2,415.59$2,554.26
2nd payment$0.00$0.00
Taxes / mo$264.58$264.58
Insurance / mo$150.00$150.00
MI / mo$0.00$73.78
HOA / mo$40.00$40.00
Total monthly$2,870.18$3,082.62
Cash to close$0$40,990