Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$432,499$427,476
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,162$0
Note rate6.560%7.400%
Blended rate6.560%7.640%
1st payment$2,776.20$2,959.76
2nd payment$0.00$0.00
Taxes / mo$88.08$88.08
Insurance / mo$166.67$166.67
MI / mo$0.00$85.50
HOA / mo$22.92$22.92
Total monthly$3,053.87$3,322.92
Cash to close$42,474$47,497