Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,443$157,443$202,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$45,057$0
Funding fee$787$787$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.335%7.640%
1st payment$749.98$749.98$1,402.07
2nd payment$0.00$337.93$0.00
Taxes / mo$137.50$137.50$137.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,037.48$1,375.41$1,730.07
Cash to close$67,557$22,500$22,500