Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$857,795$857,795$899,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$41,305$0
Funding fee$4,289$4,289$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.605%7.640%
1st payment$5,538.73$5,538.73$6,225.19
2nd payment$0.00$309.79$0.00
Taxes / mo$527.33$527.33$527.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.82
HOA / mo$0.00$0.00$0.00
Total monthly$6,282.73$6,592.51$7,149.01
Cash to close$141,205$99,900$99,900