Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,688$150,688$224,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$73,412$0
Funding fee$753$753$0
Note rate2.870%2.870%7.320%
Blended rate2.870%4.878%7.560%
1st payment$721.07$721.07$1,539.41
2nd payment$0.00$550.59$0.00
Taxes / mo$132.08$132.08$132.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,003.16$1,553.75$1,866.31
Cash to close$98,312$24,900$24,900