Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$403,457$378,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.080%7.320%
Blended rate6.630%7.560%
1st payment$2,493.75$2,596.60
2nd payment$0.00$0.00
Taxes / mo$245.83$245.83
Insurance / mo$150.00$150.00
MI / mo$189.01$75.60
HOA / mo$0.00$0.00
Total monthly$3,078.60$3,068.03
Cash to close$16,543$42,000