Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$789,645$789,645$809,991
Remaining term (yrs)29.129.130.0
Secondary amount$0$65,345$0
Funding fee$3,948$3,948$0
Note rate6.260%6.260%7.320%
Blended rate6.260%6.689%7.560%
1st payment$4,909.85$4,909.85$5,564.08
2nd payment$0.00$646.65$0.00
Taxes / mo$793.42$793.42$793.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$125.00$125.00$125.00
Total monthly$6,044.93$6,691.58$6,861.16
Cash to close$110,345$45,000$89,999