Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,737$296,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,554$0
Note rate4.000%7.400%
Blended rate4.000%7.640%
1st payment$1,618.44$2,050.14
2nd payment$0.00$0.00
Taxes / mo$537.67$537.67
Insurance / mo$150.00$150.00
MI / mo$0.00$59.22
HOA / mo$8.33$8.33
Total monthly$2,314.43$2,805.35
Cash to close$18,263$32,900