Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$471,691$405,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,358$0
Note rate5.000%7.400%
Blended rate5.000%7.640%
1st payment$2,717.24$2,804.14
2nd payment$0.00$0.00
Taxes / mo$408.00$408.00
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$170.00$170.00
Total monthly$3,445.24$3,613.14
Cash to close$0$45,000