Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$472,181$405,000
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,361$0
Note rate6.100%7.320%
Blended rate6.100%7.560%
1st payment$2,878.48$2,782.07
2nd payment$0.00$0.00
Taxes / mo$373.67$373.67
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$55.00$55.00
Total monthly$3,457.14$3,441.74
Cash to close$0$45,000