Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$188,783$188,783$323,910
Remaining term (yrs)19.819.830.0
Secondary amount$0$135,127$0
Funding fee$944$944$0
Note rate3.560%3.560%7.400%
Blended rate3.560%5.412%7.640%
1st payment$1,103.86$1,103.86$2,242.69
2nd payment$0.00$900.84$0.00
Taxes / mo$73.33$73.33$73.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,327.19$2,228.04$2,530.80
Cash to close$171,117$35,990$35,990