Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,369$431,369$764,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$333,541$0
Funding fee$2,157$2,157$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.998%7.640%
1st payment$2,064.19$2,064.19$5,296.08
2nd payment$0.00$2,154.12$0.00
Taxes / mo$708.25$708.25$708.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.98
HOA / mo$229.00$229.00$229.00
Total monthly$3,218.11$5,372.23$6,602.98
Cash to close$418,531$84,990$84,990