Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,017$307,017$449,100
Remaining term (yrs)29.029.030.0
Secondary amount$0$142,083$0
Funding fee$1,535$1,535$0
Note rate6.300%6.300%7.400%
Blended rate6.300%6.838%7.640%
1st payment$1,918.82$1,918.82$3,109.48
2nd payment$0.00$947.22$0.00
Taxes / mo$239.33$239.33$239.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,324.82$3,272.04$3,605.30
Cash to close$191,983$49,900$49,900