Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,434$306,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,592$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$2,128.84$2,102.01
2nd payment$0.00$0.00
Taxes / mo$137.67$137.67
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$48.00$48.00
Total monthly$2,464.50$2,498.87
Cash to close$21,566$34,000