Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,203$263,203$616,500
Remaining term (yrs)17.817.830.0
Secondary amount$0$353,297$0
Funding fee$1,316$1,316$0
Note rate4.140%4.140%7.400%
Blended rate4.140%6.209%7.640%
1st payment$1,735.86$1,735.86$4,268.52
2nd payment$0.00$2,281.71$0.00
Taxes / mo$514.67$514.67$514.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.30
HOA / mo$10.42$10.42$10.42
Total monthly$2,427.61$4,709.33$5,083.57
Cash to close$421,797$68,500$68,500