Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,282$334,282$373,410
Remaining term (yrs)26.326.330.0
Secondary amount$0$39,128$0
Funding fee$0$0$0
Note rate6.330%6.330%7.320%
Blended rate7.180%7.371%7.560%
1st payment$2,173.38$2,173.38$2,565.07
2nd payment$0.00$293.46$0.00
Taxes / mo$112.75$112.75$112.75
Insurance / mo$150.00$150.00$150.00
MI / mo$247.93$247.93$74.68
HOA / mo$74.00$74.00$74.00
Total monthly$2,758.06$3,051.52$2,976.50
Cash to close$80,618$41,490$41,490