Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,764$307,764$449,100
Remaining term (yrs)22.822.830.0
Secondary amount$0$141,336$0
Funding fee$1,539$1,539$0
Note rate3.750%3.750%7.320%
Blended rate3.750%5.088%7.560%
1st payment$1,669.71$1,669.71$3,085.01
2nd payment$0.00$942.24$0.00
Taxes / mo$302.00$302.00$302.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$129.00$129.00$129.00
Total monthly$2,267.38$3,209.62$3,772.49
Cash to close$191,236$49,900$49,900