Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$366,229$359,999
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.320%
Blended rate6.900%7.560%
1st payment$2,331.73$2,472.94
2nd payment$0.00$0.00
Taxes / mo$99.75$99.75
Insurance / mo$150.00$150.00
MI / mo$171.75$72.00
HOA / mo$0.00$0.00
Total monthly$2,753.24$2,794.69
Cash to close$33,770$40,000