Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,209$377,999
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,936$0
Note rate6.950%7.320%
Blended rate6.950%7.560%
1st payment$2,621.31$2,596.59
2nd payment$0.00$0.00
Taxes / mo$85.42$85.42
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$0.00$0.00
Total monthly$2,856.73$2,907.61
Cash to close$32,790$42,000