Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$639,976$619,200
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$3,200$0
Note rate6.110%7.320%
Blended rate6.110%7.560%
1st payment$3,897.67$4,253.47
2nd payment$0.00$0.00
Taxes / mo$573.33$573.33
Insurance / mo$166.67$166.67
MI / mo$0.00$123.84
HOA / mo$540.00$540.00
Total monthly$5,177.67$5,657.31
Cash to close$48,024$68,800